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Home Loan Tax Benefits Calculator

Calculate your tax savings under Section 24(b), 80C, and 80EEA of the Income Tax Act

Loan Details

₹5 L ₹25 L ₹50 L
6% 13% 20%
1 Yr 15 Yrs 30 Yrs

Tax Details

Note: Home loan benefits are only available under Old Tax Regime

Additional Options

Tax Benefits Summary

Annual Tax Saving

₹0

Total Tax Saving

₹0

Effective Interest Rate

0%

Detailed Tax Benefits

Section Description Max Deduction Your Benefit

Yearly Tax Savings

Tax Liability Comparison

Without Home Loan ₹0
With Home Loan ₹0
Annual Savings ₹0

Effective Interest Rate

After accounting for tax benefits, your effective interest rate is reduced from 0% to 0%.

Important Tax Information

Section 24(b)

Deduction of up to ₹2,00,000 on interest paid on home loan for self-occupied property.

Section 80C

Deduction of up to ₹1,50,000 on principal repayment of home loan.

Section 80EEA

Additional deduction of up to ₹1,50,000 on interest for first-time homebuyers (stamp duty < ₹45L).

Key Conditions

• Tax benefits are available only under Old Tax Regime
• Property should be in India
• Loan should be from recognized financial institution